The private homeowners insurance industry is a moving target, attempting to insure less and less in homeowners policies which ultimately exposes the lender to uninsured property loss. As part of this trend, private insurance is excluding wind on homeowner’s policies in CAT prone areas. We provide mortgage lenders and/or servicer’s access to stand-alone wind coverage. The coverage can be purchased if the homeowner’s policy excludes wind as a named peril in the policy coverages. Wind program availability is limited to bundled solutions that include Flood and Hazard Portfolio Protection.